MANAJEMEN RESIKO PEMBIAYAAN MUDHARABAH DI KSPPS BMT MANDIRI SEJAHTERA CABANG SUKODADI PADA MASA PANDEMI COVID-19

Abstract

This study entitled Mudharabah Financing Risk Management Strategy at
KSPPS BMT Mandiri Sejahtera Sukodadi Branch During the Covid-19 Pandemic,
used a qualitative type of research, which focused on risk management strategies
for mudharabah financing during the COVID-19 pandemic. Basically, a financing
risk management strategy is very important and very much needed by institutions
during the current pandemic because it makes it easier for institutions to handle the
risks that exist in financing. The first result of this research is the level of
management applied using the Identification, Measurement, Monitoring, Control,
and Handling stages. The second is the handling strategy used as follows:
Contacting financing members, Conducting visits to members' residences, Giving
time slack to financing members, Restructuring, Setting aside some opinions every
day.