PERBANDINGAN NILAI DEBT TO ASSET RASIO SEBELUM DAN SAAT COVID-19 DI BANK MUAMALAT INDONESIA

Abstract

The  purpose  of  this  study  is  to  find  out  how  the  debt  to  asset  ratio compares in the past and during the covid-19 pandemic at PT. Bank Muamalat Indonesia. This study used a qualitative method with a descriptive-comparative approach,  the  data  used  in  this  research  is  the  financial  report  data  of  Bank Muamalat   Indonesia   published   by   the   OJK   (Otoritas   Jasa   Keuangan),   the results  of  this  study  indicate  that  there  is  no  significant  comparison  of  the value  of  the  debt  to  asset  ratio  before  and  during  the  Covid-19  pandemic  at PT.  Bank  Muamalat  Indonesia.  The  value  obtained  in  the  first,  second,  and third  quarters  of  2019  was  93%,  while  in  the  fourth  quarter  of  2019  the  debt to  asset  ratio  decreased  by  92%,  while  in  the  first,  second,  third,  and  fourth quarters  of  2020  the  value  of  the  debt  to  asset  ratio  decreased.  debt  to  asset ratio  of  92%.