Quick Respond Indonesian Standart (QRIS) dalam Ber-Transaksi Secara Go Digital di UMKM Keripik Pisang UD. Muser Desa Pandanagung Kecamatan Soko Kabupaten Tuban

Agus Wahyu Irawan, Nur Lailatul Fitri, Popy Nur Maeni

Sari


In 2019, the banana chips business utilizing QRIS payment was solely owned by UD. Muser. On average, 77 customers per month engaged in transactions using QRIS, with fluctuations in numbers. The production facility is located 25 minutes away from Bojonegoro and 53 minutes from Tuban, far from major cities. The customers of Banana Chips UD Muser are sales representatives who personally pick up the products from the production site. Banana Chips UD Muser has successfully entered Minimarts around Parengan, Soko, and Bojonegoro. The embedded strategy model employed a mixed method design, utilizing both primary methods (quantitative or qualitative) and secondary methods (qualitative or quantitative) simultaneously. By combining both types of data, a comprehensive analysis was obtained. Based on the SPSS Coefficients output, the significance value (Sig) of the QRIS variable (X) is 0.000, where 0.000 < 0.05. Therefore, the hypothesis is accepted, indicating that QRIS is effective in public payment transactions. The t-test results show a t-value of 8.082 for the QRIS variable. Since the calculated t-value (8.082) is greater than the table t-value (2.005), it can be concluded that the hypothesis is accepted. QRIS is effective in digital payment transactions at UD. Muser. The effectiveness of QRIS usage is evident from the widespread adoption by buyers. Customers are satisfied with the QRIS method as it facilitates seamless digital transactions. Buyers find QRIS easy to use, requiring only a barcode scan specifying the purchase amount, making the transaction process straightforward and convenient.


Kata Kunci


Quick Response Indonesian Standard (QRIS), Digital Transactions

Teks Lengkap:

PDF

Referensi


Ana Sriekaningsih, Slamet Riyanto, and Andre Prakasa. “Tingkat Pemahaman Masyarakat Terhadap Penggunaan Quick Response Code Indonesian Standard (Qris) Di Kota Tarakan.” GEMILANG: Jurnal Manajemen Dan Akuntansi 2, no. 3 (2022): 92–101. https://doi.org/10.56910/gemilang.v2i3.112.

Azzahroo, Risma Arum, and Sri Dwi Estiningrum. “Preferensi Mahasiswa Dalam Menggunakan Quick Response Code Indonesia Standard (QRIS) Sebagai Teknologi Pembayaran.” Jurnal Manajemen Motivasi 17, no. 1 (2021): 10. https://doi.org/10.29406/jmm.v17i1.2800.

Erlita Agustina, Komang, and Lucy Sri Musmini. “Pengaruh Pengetahuan, Kemudahan Penggunaan, Dan Kredibilitas Terhadap Minat Penggunaan Quick Response Code Indonesian Standard (Qris) (Studi Pada Generasi Z Di Provinsi Bali).” Vokasi : Jurnal Riset Akuntansi 11, no. 02 (2022): 127–37.

Gufran, Muhammad Irsiad, Muhammad Natsir, Sistem Pembayaran, Keuangan Pribadi, and Informasi Artikel. “INDONESIAN STANDARD DI KOTA KENDARI” 19, no. 2 (2023): 89–94.

Karim, Zaky Raihan, Puput Febrianty, Mukhlishotul Jannah, and Wahyu Hidayat. “Pengaruh Penggunaan Qris Pada Penyaluram Waqaf Terhadap Mahasiswa.” Co-Value : Jurnal Ekonomi, Koperasi Dan Kewirausahaan 14, no. 1 (2023).

Kristanti, Evelyn, and Rustono Farady Marta. “Persuasive and Educative Advertising Content of Quick Response Code Indonesian Standard in Pandemic Era.” Jurnal Ilmu Sosial Dan Humaniora 10, no. 2 (2021): 301. https://doi.org/10.23887/jish-undiksha.v10i2.34474.

Mayanti, Rina, Magister Managemen, Sistem Informasi, Universitas Gunadarma, Jawa Barat, Effort Expectancy, Facilitating Conditions, Dompet Digital, Teknologi Pembayaran, and Quick Response Indonesian. “User Terhadap Penerapan Quick Response Indonesia Standard Sebagai Teknologi Pembayaran Pada.” Jurnal Ilmiah Ekonomi Bisnis Volume 25, no. 2 (2020): 123–35.

Nafisa, Naura, Budi Rustandi Kartawinata, Aldi Akbar, Mahir Pradana, and Dian Gita Utami. “Quick Response Code Indonesian Standard (QRIS) Payment in Indonesian MSMEs: A Bibliometric Study.” Journal of Pharmaceutical Negative Results 13, no. 10 (2022): 1223–33. https://doi.org/10.47750/pnr.2022.13.S10.143.

Natalina, Sri Anugrah, Arif Zunaidi, and Risa Rahmah. “Quick Response Code Indonesia Standard (QRIS) Sebagai Strategi Survive UMKM Di Masa Pandemi Di Kota Kediri.” ISTITHMAR : Jurnal Pengembangan Ekonomi Islam 5, no. 2 (2021): 43–62. https://doi.org/10.30762/itr.v5i2.3376.

Omang, Norman, Siradjuddin, and Abd. Wahid Haddade. “Kepemimpinan Dan Budaya Islam Dalam Pengembangan Kompetensi Sumber Daya Insani Perbankan Syariah Di Tengah Persaingan Perubahan Teknologi.” Jurnal Iqtisaduna 8, no. 2 (2022): 62–79. https://doi.org/10.24252/iqtisaduna.v8i2.31271.

Permadi, Yudistira Andi, and Angestika Wilandari. “Preferences of Using Quick Response Code Indonesian Standard (Qris) Among Students As a Means of Digital Payment.” Journal of Enterprise and Development 3, no. 1 (2021): 31–41. https://doi.org/10.20414/jed.v3i01.3285.

Putri, Sulistiani Arianti, and Dhidhin Noer Ady Rahmanto. “Analisis Efektivitas Penggunaan Quick Response Code Indonesian Standard (QRIS) Sebagai Alat Pembayaran Non Tunai Pada Bank Syariah Indonesia KCP Godean 2.” El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 5, no. 1 (2023): 456–76. https://doi.org/10.47467/elmal.v5i1.3992.

Radho, Muhamad, and Novia Indah Lestari. “Students’ Interest in Using the Quick Response Code Indonesian Standard Payment System for Vocational Education Program Students Serang Raya University.” Jurnal Keuangan Dan Perbankan (KEBAN) 2, no. 1 (2022): 21–31. https://doi.org/10.30656/jkk.v2i1.5846.

Rahman, Aulia Salzabilla Ramadhan, Syarwani Canon, and Mahdalena. “Jurnal Mirai Management Optimalisasi Penerapan Sistem Pembayaran Digital Melalui QRIS Pada UMKM Kota Gorontalo.” Jurnal Mirai Management 8, no. 2 (2023): 55–63.

Ranti, Novena Qirana, Deatri Arumsari Agung, and Lena Ellitan. The Impact of Security and E-WoM to Purchase Decision with Trust as Mediator in Online Shopping Through the Shopee Application. Atlantis Press International BV, 2023. https://doi.org/10.2991/978-94-6463-076-3_26.

Saputri, Oktoviana Banda. “Preferensi Konsumen Dalam Menggunakan Quick Response Code Indonesia Standard (QRIS) Sebagai Alat Pembayaran Digital.” Journals of Economics and Business Mulawarman 17, no. 2 (2020): 1–11.

Sari, Nina Nirmala, and Fitri Raya. “Pengaruh Kualitas Layanan Sistem Pembayaran Quick Response Code Indonesian Standard (QRIS Terhadap Kepuasan Transaksi (Studi Kasus Umkm Di Pasar Rangkasbitung).” Jurnal Ekonomi Bisnis, Manajemen Dan Akuntansi (JEMBAK) 1, no. 3 (2022): 1–16. https://ejournal.lapad.id/index.php/jebmak/article/view/33%0Ahttps://ejournal.lapad.id/index.php/jebmak/article/download/33/21.

Sekarsari, K, C Indrawati, and Anton Subarno. “Optimalisasi Penerapan Quick Response Code Indonesia Standard (QRIS) Pada Merchant Di Wilayah Surakarta.” JIKAP (Jurnal Informasi Dan Komunikasi Administrasi Perkantoran) 5, no. 2 (2021): 42–57. http://jurnal.uns.ac.id/JIKAP.




DOI: https://doi.org/10.30736/adk.v17i2.1832

Refbacks

  • Saat ini tidak ada refbacks.


 

 Terindeks pada :